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New Construction

Tampa Bay New Construction Buyer Guide

A clear, practical guide to buying new construction in the Tampa Bay area — without costly mistakes.

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Understanding the Tampa Bay Market

Tampa Bay offers a unique mix of resale opportunities and expanding new construction communities.

Buyers today typically see more leverage than in prior peak years, but builder contracts and long-term
costs still require careful review.

Choosing the right product — not just a new one — is what protects
value, insurance eligibility, and resale strength.

Property Listings

Price

Living Area

MLS® TB8418843

$18,000,000

265 CAUSEWAY BLVD, DUNEDIN, FL 34698

MLS® TB8393333

$17,999,999

6526 SURFSIDE BLVD, APOLLO BEACH, FL 33572

7 Beds 8 Baths 12,896 Sq.Ft.

MLS® TB8423900

$13,998,500

5102 W LONGFELLOW AVE, TAMPA, FL 33629

5 Beds 8 Baths 5,335 Sq.Ft.

MLS® TB8450289

$12,900,000

304 GULF BLVD, INDIAN ROCKS BEACH, FL 33785

8 Beds 11 Baths 9,271 Sq.Ft.

MLS® TB8439235

$9,975,000

1956 COFFEE POT BLVD NE, ST PETERSBURG, FL 33704

4 Beds 6 Baths 6,605 Sq.Ft.

MLS® TB8464856

$9,950,000

70 GULF BLVD, INDIAN ROCKS BEACH, FL 33785

6 Beds 9 Baths 8,042 Sq.Ft.

MLS® TB8460811

$9,800,000

1075 31ST TER NE, ST PETERSBURG, FL 33704

5 Beds 8 Baths 6,774 Sq.Ft.

MLS® TB8406766

$8,499,899

9600 W GULF BLVD, TREASURE ISLAND, FL 33706

5 Beds 7 Baths 5,198 Sq.Ft.

MLS® TB8427384

$8,250,000

445 129TH AVE E, MADEIRA BEACH, FL 33708

5 Beds 6 Baths 5,785 Sq.Ft.

New Construction vs. Resale Homes

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New Construction — Advantages

Brand-new systems, roof, HVAC, plumbing, and electrical
Energy-efficient design and modern building codes
Builder warranties provide early-year protection
Incentives such as closing costs, rate buydowns, or upgrades

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New Construction — Tradeoffs

Base price rarely reflects total cost after options and lot premiums
Build timelines can change due to weather, labor, or materials
Quality varies by builder — inspections are still critical
HOAs and CDD fees are common in new communities

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Resale — Advantages

Established neighborhoods with mature landscaping and amenities
Clear pricing and negotiation on repairs and concessions
Shorter timelines with immediate occupancy

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Resale — Tradeoffs

Potential for roof, HVAC, plumbing, or electrical replacements
Older homes may require insurance updates to qualify for coverage

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Why Representation Matters in New Construction

Advise your Realtor immediately if you are considering or touring new construction communities. Builders
typically will not allow a Realtor to represent you if you visit or register alone first. Without your own
representation, the builder's sales associate works exclusively for the builder — not you.

A Realtor does not increase your purchase price. Builder commissions are already built into pricing. Early
representation protects negotiation leverage, contract terms, lot selection, inspections, and warranties.

New Construction Buyer Checklist (Florida-Specific)

Why Representation Matters in New Construction

Notify and bring your Realtor before first contact with any builder
Confirm total estimated price including lot, options, and upgrades
Request written incentive details and expiration dates
Review HOA/CDD fees, rules, and amenity timelines
Verify flood zone, elevation, and insurance requirements early

Review contract clauses related to delays, price escalations, and change orders
Schedule independent pre-drywall and final inspections
Document walkthroughs, deficiencies, and promises in writing

Confirm homeowners and flood insurance before final approval
Complete a detailed final walkthrough and punch list
Calendar 30-day, 60-day, and 11-month warranty reviews

Let's Work Together

Get assistance in determining current property value, crafting a competitive offer, writing and negotiating a contract, and much more. Contact me today.